Once you activate the two factor authentication as instructed, you will no longer be able to log in by just using your username and password.If you ever have trouble logging in, you can always call Schwab directly at the number above to complete any task. Obviously, this prevents anyone from accessing your Schwab accounts online unless they know your user name, password, and have your phone. Click on the "Log In" button on the website.Enter the code directly after your password, and.Open the VIP Access app on your phone and generate a code.Enter your password, but don't click the "Log in" button yet,.From that time forward, each time you log into Schwab, you will use the following procedure: When you've completed your call, you will receive an email from Schwab describing how to use the smart phone app in the future.Depending on how busy Schwab is at the time of your call, the process could take anywhere between five and thirty minutes.
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